The record
Written from the 1 report below. Nothing here is unsourced.
- State Bank of India is revising its ATM withdrawal charges and limits for savings and salary accounts from October 1, 2026, with the details updated on the bank's website.
- Basic savings account customers will continue to get four free withdrawals a month, but each withdrawal beyond that will cost Rs 15 plus GST.
- Salary account holders will see their free monthly transactions at other banks' ATMs and ADWMs halved from 10 to 5, and this limit includes both financial and non-financial transactions such as balance checks and mini statements.
- For salary accounts, transactions beyond the free limit will attract Rs 23 plus GST per financial transaction from the sixth withdrawal and Rs 11 plus GST for non-financial ones.
- This matters for customers who regularly withdraw cash, as exceeding the free limits will increase their monthly costs.
What to watch next
- Confirmation of the exact charges and limits in SBI's official website updates closer to October 1, 2026
- Whether the four free withdrawals for basic savings accounts and the halved salary account limit remain unchanged or are revised further
- How the Rs 15 plus GST charge on basic savings account withdrawals and the Rs 23/Rs 11 plus GST charges beyond free limits are applied in practice
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Named India · State Bank of India
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