A parliamentary Standing Committee on Finance report, which included Congress MPs, recommended implementing a revenue framework for UPI transactions to ensure ecosystem sustainability.
Reader brief
Through the Reader lens: The Indian government claims that Congress MPs on the Standing Committee on Finance supported a proposal for a sustainable revenue model for UPI, which includes a new Merchant Discount Rate (MDR) starting October 15, 2026. Opposition leaders, including Rahul Gandhi and Gaurav Gogoi, have disputed this, arguing that the specific fee structure was never presented to or discussed by the committee. The new mandate imposes a 0.4 percent MDR on eligible merchant UPI transactions over 2,000 rupees, excluding person-to-person transfers and some small businesses.
What to watch next
- Potential release of further committee meeting minutes regarding the MDR proposal.
- Impact of the new MDR fee structure on small businesses after its October 15 implementation.
- Ongoing political debate regarding the 'UPI tax' allegations.
What was said7
Attributed, verbatim. Every quote is checked against the article it came from. One that does not match is not shown.
Gaurav Gogoi
2 quotes“संसद की वित्त संबंधी स्थायी समिति ने हाल में घोषित किए गए खास UPI शुल्क प्रस्ताव पर चर्चा नहीं की थी”
In the article
…रिपोर्ट में दर्ज औपचारिक असहमति को किस तरह देखा जाए. UPI का खास प्रस्ताव समिति में आया ही नहीं: गौरव गोगोई कांग्रेस सांसद और लोकसभा में पार्टी के उपनेता गौरव गोगोई ने सरकार के दावे को खारिज किया है. गोगोई का कहना है कि संसद की वित्त संबंधी स्थायी समिति ने हाल में घोषित किए गए खास UPI शुल्क प्रस्ताव पर चर्चा नहीं की थी . गोगोई के मुताबिक, जब वित्तीय सेवा विभाग समिति के सामने आया था, तब उसके पास UPI पर इस तरह का कोई विशिष्ट प्रस्ताव नहीं था. उन्होंने यह भी कहा कि समिति की बैठकों में MDR की जरूरत को लेकर सवाल जरूर उठाए गए थे, लेकिन उस…
“The Department of Finance did not have any specific proposal on UPI tax when they met the members of the Finance Committee”
In the article
…Gogoi clarified that the panel did not discuss the "UPI tax proposal", Tewari called out the government for allegedly using the "proceedings of Parliamentary Standing Committees to score brownie points". Deep Dive " The Department of Finance did not have any specific proposal on UPI tax when they met the members of the Finance Committee ," said Gogoi hours after a senior government functionary reportedly claimed the Parliamentary panel had pushed for a tiered Merchant Discount Rate (MDR) framework for Unified Payments Interface (UPI). Gogoi said that…
Manish Tewari
2 quotes“MDR की दर कितनी होगी, शुल्क की रकम क्या होगी, इसकी अधिकतम सीमा क्या होगी और किन लेनदेन को इससे छूट मिलेगी- इन तमाम बिंदुओं पर समिति में चर्चा नहीं हुई थी”
In the article
…नहीं हुई: मनीष तिवारी कांग्रेस सांसद मनीष तिवारी ने भी गोगोई की बात का समर्थन किया है. उनका कहना है कि 15 अक्टूबर से लागू होने वाले MDR के संबंध में समिति के सामने कोई खास प्रस्ताव नहीं रखा गया था. तिवारी के मुताबिक, MDR की दर कितनी होगी, शुल्क की रकम क्या होगी, इसकी अधिकतम सीमा क्या होगी और किन लेनदेन को इससे छूट मिलेगी- इन तमाम बिंदुओं पर समिति में चर्चा नहीं हुई थी . उन्होंने यह भी कहा कि MDR की जरूरत और उसकी उपयोगिता को लेकर समिति की अलग-अलग बैठकों में सदस्यों ने सवाल उठाए थे. तिवारी ने समिति की गोपनीय कार्यवाही का हवाला देते हुए कहा कि व्यक्तिगत सांसदों द्वारा मौजूदा व्यवस्था का…
“to claim that a particular measure was supported by ‘certain members’ of the committee is an inaccurate and fallacious characterisation of the confidential proceedings of a Parliamentary Committee.”
In the article
…that the proceedings of Parliamentary Standing Committees, which are supposed to be privileged, are being sought to be used by the government to score brownie points. Tewari, a former Union Minister, said that to claim that a particular measure was supported by ‘certain members’ of the committee is an inaccurate and fallacious characterisation of the confidential proceedings of a Parliamentary Committee. “My colleague Gaurav Gogoi is correct no specific proposal qua the recent Merchant Discount Rate -MDR to be levied on UPI transactions from October 15th 2026 was ever brought before the Parliamentary standing of…
Government functionary
2 quotes“Why is Rahul Gandhi opposing something his own MPs including former finance minister P Chidambaram and former minister in the UPA government Manish Tewari supported within the parliamentary panel”
In the article
…minutes, the functionary claimed. Govt questions Rahul Gandhi's opposition The government questioned why Gandhi was opposing a revenue framework that Congress members of the parliamentary panel had supported. " Why is Rahul Gandhi opposing something his own MPs including former finance minister P Chidambaram and former minister in the UPA government Manish Tewari supported within the parliamentary panel ," the functionary asked. The remarks came after Gandhi criticised the government's decision to levy a fee on UPI payments to merchants above ₹2,000. The Leader of Opposition in the Lok Sabha alleged that Prime Minister…
“Why is Rahul Gandhi opposing something his own MPs, including former finance minister P.Chidambaram and former minister in the UPA government Manish Tewari supported within the parliamentary panel”
In the article
…MPs including P Chidambaram, Manish Tewari, Gaurav Gogoi, Kishori Lal and K Gopinath were present on August 12 when the report was adopted, with no dissent recorded in the published minutes, the functionary said. " Why is Rahul Gandhi opposing something his own MPs, including former finance minister P.Chidambaram and former minister in the UPA government Manish Tewari supported within the parliamentary panel ," the functionary asked. Reacting to the government's decision to levy a fee on UPI payments above ₹2,000 to merchants, Mr. Gandhi alleged that Prime Minister Narendra Modi has decided to "prostrate" before U.S.…
Rahul Gandhi
1 quote“Why is Rahul Gandhi opposing something his own MPs including former finance minister P Chidambaram and former minister in the UPA government Manish Tewari supported within the parliamentary panel”
In the article
…efficacy of the MDR on a conceptual basis. Govt vs Congress The government functionary's remarks came after Congress leader Rahul Gandhi's hit out against the decision to charge merchants on UPI payments above ₹2,000. " Why is Rahul Gandhi opposing something his own MPs including former finance minister P Chidambaram and former minister in the UPA government Manish Tewari supported within the parliamentary panel ," news agency PTI quote him as saying. Reacting to the government's decision to levy a fee on UPI payments above ₹2,000 to merchants, Gandhi alleged that Prime Minister Narendra Modi has decided to "prostrate" before…
How this story unfolded
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Sources7
- [1]Aaj TakneutralUPI पर MDR के सपोर्ट में थे कांग्रेस सांसद? BJP के दावे पर अब आया विपक्ष का जवाब
- [2]Hindustan Timesneutral'UPI tax proposal not discussed': Congress MPs on House panel deny backing MDR
- [3]MintneutralUPI charges row: Govt vs Rahul Gandhi as Cong MPs’ panel stand triggers war of words; Gogoi, Tewari respond
- [4]Hindustan Timesneutral‘Why is Rahul opposing?’ Govt functionary says Chidambaram, 4 other Congress MPs backed UPI revenue framework
- [5]The HinduneutralGovernment functionary questions Rahul's criticism of UPI charges, says Congress MPs in panel gave nod
- [6]Aaj TakneutralUPI पर MDR चार्ज के सपोर्ट में थे चिदंबरम समेत 5 कांग्रेस सांसद, हंगामे के बीच BJP का दावा
- [7]The Times of IndianeutralUPI charges row: Chidambaram among 5 Congress MPs who had backed revenue framework